Guest 649- Registered: 12 Mar 2008
- Posts: 14,118
21 October 2010
16:5475906#1
Now that I am living on a fix income I have found out that Paying all my house hold bills this way, is the best way of paying and by doing this you get no big bills.
This is what I do it might help you and you can do it this way even if you are working and have a family.
And even if you have abill come in by post ,Gas or Electricity all you do is phone the company up and tell them you wish to pay by the week or month and they will aske you "Do you wish to pay the bill you have been send this way or after paying it,in both case,sthey will tell you the mim/amount you need to pay back each week but you can pay more if you wish.
I have been paying this pay now for some two years and not only do we get no bills but we are ahead in paying on all of them.The cards I have are.
(1)Gas I pay about two weeks at £10 and two weeks at £5 this way I know I will not get a bill over the Xmas time and new year.
(2) Electricity this is not so bad can get away with paying £6 per week that will cover with out any bill and put you ahead.
(3) TV Licence like the rest when you get the bill just tell them you will pay by a weeky payment card this will work out about £5 per week and also pay for the next year to.
{4)BT phone only works out about £10 per month.
(5)Southern water about the same£10 per month.
(6) You can also pay rent this way if you wish.
And the last one is your local water bill to Veolia about £5 per week.
So by puting away about £45 per week will pay all your bills
and after some time it will put you ahead and then it will even get better.
But you rent if you pay it is on top of the above.
+I pay £5 per week for my pay as you go m/phone wish is also done on a payment card.
All so this will help your local post office you can pay all your cards bar one in the same office at the same time ,but your TV can not be done in a post office the CO-OP take them or any newspaper outlet,.
Well i hope this does help some of you who like myself are on a small or fix income and you can start with any bill you have now no need to pay it in full, just phone the company and aske to pay by payment card.If you need to know more just email me at any time or phone on my m0775871889.
Guest 698- Registered: 28 May 2010
- Posts: 8,664
21 October 2010
16:5875908#2
That is all well and good but you will end up paying more in the end than if you go the monthly direct debit route.
PG.
I'm an optimist. But I'm an optimist who takes my raincoat - Harold Wilson
howard mcsweeney1- Location: Dover
- Registered: 12 Mar 2008
- Posts: 62,352
21 October 2010
17:0975911#3
been doing the card thing for well over 10 years now vic, i like to pay more on things like gas and electricity than i need to.
this proved to be wise after the siberian winter we had last year.
the only one i do on direct debit is the t.v. licence, i hate physically handing over money for it.
less painful to see it on my bank statement.
Guest 649- Registered: 12 Mar 2008
- Posts: 14,118
21 October 2010
17:1975917#4
Well there you have it folks from the man himself.
Guest 655- Registered: 13 Mar 2008
- Posts: 10,247
21 October 2010
17:4575921#5
Direct Debit is usually the cheaper way to pay but for some what Vic suggests may work out better. Its a matter of what suits the individual. I am a DDM man myself.
howard mcsweeney1- Location: Dover
- Registered: 12 Mar 2008
- Posts: 62,352
21 October 2010
18:0275923#6
barry
i use brutish gas for both gas and electricity, the discount for direct debit is miserly.
when paying by card the shop keeps 1% of money paid.
ok all very small beer, but i would much prefer a corner shop to get that 1% rather than a massive business that rips people off.
Guest 655- Registered: 13 Mar 2008
- Posts: 10,247
21 October 2010
18:1675927#7
Using Brit Gas is the first mistake, Howard!
Jan Higgins
- Location: Dover
- Registered: 5 Jul 2010
- Posts: 13,931
21 October 2010
18:1875930#8
I agree with Barry
, one this one.
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I try to be neutral and polite but it is hard and getting even more difficult at times.
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Brian Dixon
- Location: Dover
- Registered: 23 Sep 2008
- Posts: 23,940
21 October 2010
18:2375931#9
brutish gas allso owns dyno rod.
21 October 2010
18:2575933#10
I also pay the same way as yourself Vic its a lot less hassle
Keith Sansum1
- Location: london
- Registered: 25 Aug 2010
- Posts: 23,948
21 October 2010
18:2675934#11
Bills?
must pay them sometime lol
ALL POSTS ARE MY OWN PERSONAL VIEWS
Guest 649- Registered: 12 Mar 2008
- Posts: 14,118
21 October 2010
18:3775938#12
Mrs Clements,Yes it is ,and like you I think it is the best way +it does help your local post office. I hate D/D and apart from one very small one which i am ending soon I will not do it.With D/D you are not in control of your own money.
21 October 2010
19:0075944#13
Exactly great minds think alike i believe
howard mcsweeney1- Location: Dover
- Registered: 12 Mar 2008
- Posts: 62,352
21 October 2010
19:0475946#14
on the subject of gas and heating in general, we are reacching that time when the temeratures are dropping, boilers are now in full swing, inevitably some will pack up and need repairing.
from experience i have found that the emergency lines are usually undermanned, best time to ring is in the early hours of the morning.
this is not much fun when the ice is forming on the car windscreens outside, anyway after taking down all your details they will then ask whether there is any one elderly or chronically ill in the house.
this obviously means that they are prioritising, far be it for me to suggest that anyone tells a lie to the gas company!!
21 October 2010
19:0575947#15
Aherm ive never done that .............
Jan Higgins- Location: Dover
- Registered: 5 Jul 2010
- Posts: 13,931
21 October 2010
21:3575967#16
Those of us who are drawing our pensions would be telling the truth.
I hope you have all had your boilers serviced, so should have no need to call out the repair men.
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I try to be neutral and polite but it is hard and getting even more difficult at times.
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Guest 649- Registered: 12 Mar 2008
- Posts: 14,118
21 October 2010
21:3975969#17
I would like to thank you all for making this into avery good post with help now coming out about the Gas fires, Boilers etc, well done.
.