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  No, Peter! There is no difference! Those banks went bankrupt, owing to how they were run.
  Through sheer incompetence.
  They were lent money which by law is supposed to be paid back, possibly with an interest.
  Barry might tell us all how much that interest rate is.
  
  While of-course telling us that everyone else should manage money better, and the top bankers can land whole banks in bankruptcy, have money lent to the banks in the order of many tens of billions of pounds, still give themselves top salaries and bonuses and golden pensions, but everyone else who needs a loan should pay the average interest rate of an average payday loan, which might be hundreds of percent a year.

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