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    Loan sharking is against the law Alexander along with intimidation.

    The issue is about how the regulation works and how some types of lender operates.

    Your idea is again unworkable and would be costly to operate and the State should stay well away from it, best never to trust governments.

    This is also about people who fail to budget on one hand and others who refuse to wait and save for purchases often of luxuries. It is a matter of education and self-control.

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