On the other hand...
What would help is less of the blunderbuss assault on the population and more thought and action on the stimulus front.
-Adopting the energy-pricing arrangement I have mentioned before. (not my idea, but a good one)
-Ceasing the Head-Line-grabbing nonsense, and wasted expense of, getting people back to work that does not exist and getting those same people back into education and training. (this would require a reassessment and re-branding of the 'potential' workforce as assets and NOT scroungers)
-Freeing-up the Banking regulations so that more of the "Bank of Dave"* can become high street fixtures, to the benefit of local communities.
In short;Educating, training and freeing the populace to earn and spend and save.
*
http://www.channel4.com/programmes/bank-of-dave