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    It is not so much the money that is the problem but rather the obsession with having ever increasing problems. Since the advent of the greed generation nobody is content to tick along on a comfortable balance anymore. This even applies to charities who now have to claim back tax and offer those making donations the profits from said donations. The ever increasing rules also make it next to impossible for people to run training programmes in their spare time to get the young started in their prefered sporting activities.

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