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  Yes Keith - I realise that it embarrasses you and other Labour supporters to be reminded who exactly is responsible for the economic situation we are in and you would rather people not be reminded of that. However, it is important background and has important lessons for the public to learn so they do not make the same mistake again.
  
  I have said before that I am not a fan of the banks, very far from it as I have seen too many examples of how bad they are in respect to retail investment services. But you are wrong to say 'they are out of control'. They were once out of control thanks to Brown's regulatory meddling, but that is currently not the case, though I agree more needs to be done but the problem is exactly what should be done. We must avoid any regulatory changes that could damage recovery. A balance must be struck.

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