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    The only gobbledegook is yours Reg, sanctimonious gobbledegook at that. 'My activities' as you describe them are in a heavily regulated business in which I have a duty of care to my clients and I would be serious trouble from the FSA if I did not make all necessary recommendations to ensure my clients do not pay unnecessary tax. Young and old, I not only save them tax I make sure their money is invested well.

    Hands up anyone who would not reorganise your affairs to save yourself some tax and keep a bit more of your own hard-earned money for yourself... Anyone who puts their hands up is lying.

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