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    GaryC - you should read what I say in full and in the context of what you say. Reasoned discussion between differing points of view can be held here and there are several with whom I enjoy such discussions, but with you it is impossible and I respond to the tone of what you post. Reasoned argument does indeed go out of the window with you. Friendly and patient are certainly not attributes I associate with you - the direct opposite in fact and you are, to be honest, the one person on this site that I actually dislike despite never having met you. You get the response from me you deserve.

    Bern - I am not patronising you as such, I would never do that! merely making a point. What you are crediting as attitudes to some of the wealthy, as you indeed say, is something shared by all sorts of people, not just the very rich. In fact the 'old money' people I have met are amongst the most immune to the latest must have and this need for flashy wealth. Personally I do not think much of those who simply must get the latest designer trainers, or who want Cartier watches or whatever boxers label is in vogue - and the 'rich' attitudes that mirror it. M&S is good enough for me!!! Much as I personally despise that kind of spending and acquisition and I have known people to foolishly get into massive debt that way, it nevertheless provides trade for struggling retailers, distributors and manufacturers. Me I prefer to put a part of my pension into a fund investing in consumer labels to cash in on the idiots who spend over the odds...

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