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    LOL Martin - no they are not always right.... I am not a fan of the FSA but they have been unequivocal in their evidence that they came under 'sustained political pressure' not to properly regulate the banks. We all remember, after all, Brown's infamous Mansion House speech that I have referred to before and it is a simple fact that it was Brown who instigated the FSA and removed the Bank of England's role in regulating the banks.

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