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    The lady who frequents the town centre, often with another "homeless" person outside Costa, accosted me the other day. I was at the Halifax cashpoint. She saw me tucking some £20 notes (only a couple I'm a pensioner) in my wallet. She came up and asked for some change for a cup of tea.

    I said that I had no change whereupon she pulled out a tenner and fiver from her pocket and said make it a fiver and I'll give you these for a twenty!

    I wished her good day and left with my money intact. From what she said I can only judge that she wasn't pleased.

    Terry

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