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    Howard,
    Have to say I agree with you that all cars should display a disc for insurance purposes.
    I have to say what the Co-op says has to be taken with a pinch of salt.
    It is a simple case of economics. If as the Co-op says that 5% do not pay insurance,yet 95% do then the £50 excess paid by the 95% more than covers the loss of revenue of the 5% (including claims) An excess I am sure none of the insurance companies would be eager to fore go. I mean lets face it it is money for old jam as the saying goes.

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