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    just been reading a report from co-operative insurance that will annoy all car owners here.

    in short the average honest driver pays 50 quid extra on their premium to make up for uninsured drivers.

    the automobile association estimates that 5% of drivers on our roads are uninsured.

    i have long maintained that all cars should display an insurance disc along with the tax one, why is it so difficult to do this?

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