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    What 'should' happen, is as stated as what could happen:The caravan could be seized as evidence. Why this is not done, nobody says.
    There might be something in the idea of challenging the "Secure Site", and making a claim against their insurance, but there might be a clause in that contract which insists that the caravans are to be insured by the owners; more work for a Solicitor.

    What of the Hire-Purchase agreement? Is it not common for there to be a requirement for full insurance cover at all times?

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