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  #29
  "only a contributing factor"
  For all and sundry to pay themselves/each other, in real money, on the basis of utterly unreal money is at the very heart of the matter.
  Where would we be if we did not have the buyer, in a seller's market, to bear the responsibility?
  
  I am reluctant to hold the borrower at fault for the top-down greed for all in the financial sector over the last thirty years.

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