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    Why no proper contribution? Did you not read what I actually said? One liners are rude without proper discussion and explanation.

    Do you challenge the extra costs and problems auto-enrollment provides to employers?
    Do you challenge that extra costs whether it be on wages, pensions or taxes can swing a decision against the employment of extra people, expanding a business or even whether to reduce your staffing levels?
    Do you challenge the fact that increasing tax allowances will improve the income or those on min wage without increasing costs to employers?
    Do you challenge the statement that a minimum wage sets a norm in many industries so an employer does to have to even think about how much to offer?

    Do you actually even care about the problems and concerns that challenge small businesses?

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