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    Many people who start businesses do not take an income out of them at first and even when established earn less then employees who may be on the minimum wage. I know many who run small businesses like that. We have to pay our employees before taking any income ourselves. In fact there were some difficult times when I would give my employee a pay rise in years when my own income had dropped by 20%. That is not unusual, it goes with running a business and we accept it.

    It is simplistic thinking that a minimum wage actually helps the low paid and to suggest a higher min wage would do anything other than depress the jobs market is absurd.

    A better way to help those on a minimum wage and to boost employment would be to raise the income tax and NI thresholds to match the minimum wage at 40 hours a week. That would increase their income without costing jobs or raising costs to employers.

    You all also should realise that auto-enrollment is in the process of being introduced and as each business hits its 'staging date' the costs of employing people will increase - 3% of relevant income will be the cost to employers plus the costs of very onerous administration. This will not encourage businesses to employ more people and may well cut jobs as it is.

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