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  Holiday time is always traditionally fairly volatile as volumes are generally low so it doesnt take particularly large transactions to move the market; couple that with the rumour mill working overtime and being stupidly if faithfully repeated by the media then one is going to see the sort of pattern we have seen this week.
  
  For most of us with pensions or long term investments/savings you need to watch the rolling average value of your portfolio over a decent period - 5 years plus at least rather than hour by hour stock fluctuations. It is still true that over the long term the stock market is fairly consistently showing a return of somewhere around 10%.

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