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    Ross - you are associating different issues. The Iceland Bank matter was discussed in detail at the time and you surely must remember that it was nothing to do with Local Authority incompetence (or duplicity or double dealing come to that). Even many IFAs due diligence a month before the crash showed up adequate financial strength for those banks reported by rating agencies.

    As for the rest. I may not have gone about the loo issue in this way myself, but I think you would have a hard job showing any kind of incompetence there. Differing opinions, a clash of priorities between two local authorities maybe, bad tactics perhaps, but not incompetence.

    Calm down now!

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