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    Alexander - look what has happened in the real world and find out how the economy actually works. There are many examples of dictators trying to restrict people's freedoms and steel their wealth as you are suggesting.

    Peter - yes there have been excesses but that does not justify irresponsible state action that would be detrimental to the economy and to businesses.

    Ross - I agree to the larger extent with what you are saying and you are certainly right about insurance companies - the same is true of many investment companies too.

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