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    BarryW.
    Thank you for your advice.
    I am very serious about wanting to moving from Barclays.
    I took your advice and contacted the Co-op, as it happens I am a member.

    Being honest, I had to inform them that I had no savings and my pension was being used for repayment of my already, too large, Barclay Loan.

    I am not sure if I heard him chuckle but he advised me to stick with Barclays or stuck with them, one of the two.

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