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  Peter is absolutely right of course. This reform removes power from one-size-fits all beaurocracy. The record of our beaurocracy is not exactly perfect of course, far from it, they cause as many problems as they solve and the idea that they know better how to spend our money than us is a fallacy. This is a brilliant move, a real power to the people reform that will create competition and choice. Those people who lack the mental capacity to make such decisions are of course covered under LPOAs or the Court of Protection provisions in the 2007 act.

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