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  i read an article a while back about housing development in southern california.
  
  we all know about the problem with tectonic plates there, however wealthy people still love the area.
  
  every so often someone's house disappears into a hole or simply falls to bits.
  
  this is when the attorneys make their money, who is to blame?
  
  a)the council for approving the development.
  b)the developer for building there.
  c)the architect for not making the building safer.
  d)the surveyor for passing it fit for habitation.

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