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    No DT1 - I am not doing what the what 'elected politicians do'.

    Do you realise how snobbish and arrogant sounding your attitude is? Perhaps not. The assumption that someone on average or below average income cannot or will not invest or save. That someone who happens to live where I was brought up, in Tower Hamlets, will not be able to invest and save. The first home I bought was in Lowther Road...

    How patronising you are.

    Do you realise that I have several people who live in 'the Hamlets' who pay me to advise them on their savings and investments. These are not rich people, they work hard and are responsible with what little income they have. As a result they will be better off than many who earn much higher salaries than them living in leafy River.

    So I speak from direct experience.

    Yes there are some who are very hard up and deserving. It does not necessarily mean they will always be hard up. No-one need be locked into poverty - the problem is that the last government's policies did do just that. They made it uneconomical for some people to get off benefits, why work for just a few pounds extra a week? That dreadful bunch of wasters who ran this country in that time are guilty of destroying any asperation for a generation of people.

    At the end of the day we make choices with what we do with our money and that is right we should. Those who choose to pay to the 'all singing Sky package, to smoke and drink should not though expect to be bailed out in old age by those who saved and invested sensibly. Most people out there who work can choose a lifestyle that allows them to invest and save for their futures - many do just that.

    In fact I would suggest here are no barriers of class or even education - the only barrier is one of attitude for those in work. Yes we can all be capitalists if we want

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