Here's another possibility for mortgage payers: Look into off-set mortgages. I used one of those and managed to pay off my mortgage years early. I was talking with a friend of mine last year and suggested she look at the Virgin One account. She did so, and has paid off £11,000 more than she would have done in less that a year, simply by using wages to offset interest and putting her saving into her mortgage plan. I think they are excellent financial products.
And Barry, everyone to their own, huh. You wouldn't catch me eating meat any day of the week, and not just because it is cheaper
Last night was sausages and mash using the granose Lincolnshire sausage mix from H&B. OK, they don't taste like pork (of which I am pleased), but as a tasty alternative to sausages they are great. At £1.35 a pack, from which I could make 8 sausages, I expect they are cheaper than cheap sausages too, and you don't want to know what goes into the cheap meat.....