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I wont be using the local shop in Whitfield following the last experience i had in there.. not amused but I do use the local shops up here in Faversham and I try to get some bits and pieces when I am in Dover.
And as we speak I am in my jim jams, in a dressing gown, under two blankets and got the duvet on the top with a hot water bottle. Cold .. yes.. but also poorly. K & C A&E were quick for a change.
I buy packages for my mobile phone, so I spend £10 a month, and get lots of minutes and more texts than i could every require
I regularly say to my brides who are on a budget, ask the family for things, someone may well be good at making a cake, they may pitch in for a disco, flowers ,
Check the interest rates on your loans, if you can transfer them to an interest free account or lower interest rate. ( I know I am probably wrong, but I am blantantly a rate tart!)