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  It's a balance. I remember when I was having one of our children (can't remember which) and in the hospital - which was average I guess, based on my experiences of several births including 4 live ones - was an American woman who was astonished that she didn't have a private room with cable TV, and that the nurses didn't jump when she (literally) clicked her fingers! I suppose that, on a finite budget (as we are constantly reminded we have in the NHS) I would opt for good medical care rather than the frills. Howard - yes, the highest premiums would attract the best treatment. I am currently involved in a situation with a medical professional who is charm and quality for his private patients but treats the vulnerable adults who he treats on contract to me via our local PCT (not Kent) like crap. He will probably be moved on, but it isn't that simple, and it indicates the risks in private vs public budgets.

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