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    Well I certainly hope that you Darren and you Martin make sure that you use all the perfectly legal means available to you to ensure that you do not pay more tax than you really have to.

    Like making pension contributions
    Like using ISA allowances.
    Making sure personal tax allowances are efficiently used including where appropriate the age allowance.
    Like making sure any money you have is not suffering 'double taxation'
    Perhaps making sure that you are utilising gift allowances and CGT allowances
    Wills and trusts may also be relevant too.

    etc etc

    More fool you if you are not doing so. It is not only the rich who need to make sure they do not pay more tax than they have to.

    There was the 70 year old lady a few weeks ago suffering an effective 30% tax on her modest savings - I was able to increase her income and reduce her tax rate back to 20%. Yes, I am proud to help people to minimise their tax liabilities and it is one of the things I am good at.

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