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    Phew, we agree! I can't help thinking that part of the problem in recent times is that people are simply unwilling to tighten belts and do without stuff. My view is that stuff is nice, but as long as I have a home and I and my family don't want for the basics, we are well off. It pleases me when we can provide the extras for the children and ourselves, but we can live without them. It feels as if "living within ones means" is an alien concept for some!

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