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    Dave - I have never suggested opting out of the NHS for exactly the reasons you mention. I think you are mixing this up with a semi-serious comment made by someone else. I have said that those who reduce the burden on the NHS through PMI should be entitled to tax relief on their premiums. This may well encourage more people to take out PMI and in so doing further reduce the burden. This tax relief would not be anywhere near the equivilent to the amount of our tax that goes towards the NHS, PMI holders would still be significant net contributors.

    Brian - might I remind you that the NHS resulted from a report by William Beveridge (a Liberal) commissioned in 1941 by the Churchill wartime Government, a Conservative PM. This was supported by many Conservatives and no Conservative Government since has suggested that we move away from the key principal of healthcare for all free at the point of demand.

    However much Conservatives believe we need to reform the NHS, and it really does need reform, there is still no suggestion that this key principal be abandoned.

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