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  Vic, Barry's comment was in the context of the old saying If you pay peanuts you get monkeys. And in my opinion, Fred Goodwin was a monkey compared with the people running other major institutions. His nickname was Fred the Shred, a reference to his propensity to cut out any business area which did not produce revenue. Thus he cut the very departments which should have been there to keep the management honest and the balance sheet sound.
  
  Barry you really need to tone down some of your posts, otherwise you will become a figure of fun. 'what shall we post to wind up Barry' will become a daily sport. All the members who post on here have opinions which they hold honestly and which derive from their own life experience. Just because Vic doesn't agree with you doesn't make him (or you) an idiot.
  
  Sorry to be blunt. Please take it as a constructive comment from an old friend.

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