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    4, Howard, absent wilful misreprentation, the doctrine of caveat emptor applies to property deals. When you buy, your solicitor will find out, as part of the search process, whether the property lies in a flood risk area (as defined by the Environment Agency). It's also worth sounding out insurance companies, as they rate every postcode for various classes of risk and are more conservative than the EA. Solicitors are not engineers so their advice is restricted to the legal.

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