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    Bandwagon jumping, Howard.

    Stakeholder Pensions are already price capped so cheap pensions are available to anyone.

    Next year the RDR changes will introduce 'client agreed remuneration' as well which will help with transparency. I am all in favour of anything that makes charges more transparent, it would actually make my job a lot easier....

    When that price cap was introduced the 'take up' of pensions dropped dramatically incidentally. To cap 'non-stakeholder' costs would be unworkable and threatens to further damage pensions. Costs, as I said, are not everything and I certainly would not 'go cheap' for my own pension.

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