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  Howard - it is not as simple as that as you well know. Plenty of people on State Benefits smoke, drink and can still afford Sky for example. I do not know how exactly but they manage and when someone can do these things on State benefits then benefits are too high.
  
  Roger - that is effectively what tax credits do and they are a over complex expensive inefficient way to do things. We have to face facts, governments need to do less and spend less and allow the markets to work efficiently for the benefit of people who are on low incomes. A more efficient market for them also includes an end to immigration as well which keeps wages down. Getting rid of the minimum wage will also help.

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