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  No not at all Richard. It's really just part of the natural cycle. Growth and retraction - that's it really. There's little we can do to change this phenomenon just as there is nothing we can do about, say, the climate. Man's arrogance always thinks that he can out-do the natural order (Gordon Brown eat your heart out along with Al Gore and all those warmist types) but there is little we can do but to accept it and make plans to do one's best to get through it as best one can.
  I didn't make the fundamental laws of climate or economic up but some really think that they can change this. They can't!
  There's no financial doomsday thinking in what I'm saying it's just that so many people are in denial and find themselves at a loss because the inevitable crunch hits them like a locomotive.
  Witness youtube footage of what were considered to be contrarians before the 2008 crash on the financial channels vilified by the mainstream thinkers as doomsday casandras.
  But those who knew what was about to happen managed to see through the recieved wisdom and make money or at least lose the least.
  One other thing it is inevitable but that does not mean that it's every man for himself. If anything one of the strategies one should adopt is a more "spiritual", though not necessarily religious, way of thinking and develop deeper links with friends, family and neighbours.
  The worst thing you can do is to wring your hands in despair. It's an opportunity to actually become a better, stronger person.
  But I'm getting all Waltons now and that is no good.

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