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    Reg, are you assuming I have not experienced hardship, which I have when I was younger with three young children.

    BTW I have a friend who lives on just the state pension and also manages to keep warm and feed herself well. A lot of the time it depends how the money is spent or in some cases wasted.

    I have always felt that the information on benefits are not easy to obtain and some of the forms are really daunting for those that hate filling in any kind of form.

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