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    Keith - open both our eyes and mind.

    I have a far better grasp of private medical cover than you from both personal and professional experience. Not an area I advise in professionally it is nevertheless important for me to have a grasp of the issues/costs etc. Also read what I am actually saying. Your comment """More to areas that wouldn't be able afford private medicine"""" has no relevance at all and is completely immaterial.

    You have still not explained why protecting the institution is important rather than merely protecting the principal of free health treatment at the point of delivery. The two are not the same.

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