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    Gary - there are 60,000 getting over £26,000 and most of those are in London so clearly maximum benefits have a relation to housing. Disability is not included in the cap by the way.

    The fact is there is a massive problem and you have to cut budget where the big spending is and the biggest spend is on the benefit system. There are of course added reasons for hitting this budget and you need only see the Archbishop's speech to see those and it is a moral case.

    This cap has to be seen also in the context of the overall change IDS is bringing in as well. It will also make it more beneficial for people on benefits to find work and that is important. If someone is hitting the cap then even if they can find part-time work paying £5k or £6k they will boost their income and that is a big change from the present system by which they would be punished for doing so.

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