The post you are reporting:
BarryW, sorry, I would like to help you with your tax bill but along with cancelling my HD with sky earlier, I have now had to reduce my sky broadband to the limited version as well, to save some money. I also wanted to do away with my landline to save more money but I am informed that is not possible as it is part of my contract. Switching my gas & electric, again today.
Also, if my son leaves home, my wife will lose part of her benefits for having a spare room in our house and my pension, which pays for our loans, will not be increasing for the next 3 to 4 years.
I have refrained from using a credit card for over twenty years now, as I cannot afford one, but I will have no other option very soon.