Guest 655- Registered: 13 Mar 2008
- Posts: 10,247
There is a lot of publicity about this currently and it may be the best thing since sliced bread but...
,,, be careful.
I would caution against being an 'early adopter' as we do not know what the impact will be on house prices and the market.
What you will effectively be doing is taking out a long-term loan that when you sell the property will be left with that property. It could have a detrimental effect on the value or sale prospects of your home. Solicitors have certainly flagged up a number of concerns.
Think:
What if someone is thinking about buying a home who has the cash to modernise, insulate the property, or whatever, without a loan or with a loan at very good rates better than the rate charged under the Green Deal. They may be put off by a property subject to the Green Deal and may therefore want to negotiate the price down to compensate.
As I say, it may be a good thing and worthwhile, but I would suggest letting others pioneer this and test it out first.... See what the impact is before leaping into it.
howard mcsweeney1- Location: Dover
- Registered: 12 Mar 2008
- Posts: 62,352
there are many explanations of this scheme on the net but i notice that only 53% of people that read up on it wanted to go ahead.
Guest 710- Registered: 28 Feb 2011
- Posts: 6,950
"Greg Barker, the minister in charge of the policy, has repeatedly said that consumers would be guaranteed net cost savings. In a letter seen by the Guardian he wrote: "There are a number of important consumer protections which will be embedded into the green deal: the savings will always be greater than the costs.""
It's not just GB who sees legislation as the answer to all future ills, plainly.
http://www.guardian.co.uk/environment/2013/jan/27/green-deal-unlikely-deliver-promisesIgnorance is bliss, bliss is happiness, I am happy...to draw your attention to the possible connectivity in the foregoing.
Jan Higgins
- Location: Dover
- Registered: 5 Jul 2010
- Posts: 13,888
Another thing to be wary of is the initial cost which might be a lot cheaper if undertaken by a local workman of your choice, plus that workman could be a lot better than the one allotted on you.
I would not touch this scheme in any way especially as the savings made might not justify the cost.
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I try to be neutral and polite but it is hard and getting even more difficult at times.
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Guest 725- Registered: 7 Oct 2011
- Posts: 1,418
Bear this in mind when one of these "Green deal advisors" come to visit and assess your green credentials. From the Greenqual website:
"
What will the Green Deal Advisor training cover?
Green Qual have developed an intensive, 2-5 day green deal training course led and monitored by a team of fully accredited energy experts.
During the 2-5 day green deal training session all candidates will have the opportunity to learn the following aspects of the Green Deal Advisor Role;
The Green Deal introduction
Consumer requirements for the Green Deal
Consumer Protection within the Green Deal
Green Deal Finance
Preparing for the Occupancy Assessment
The effects of building pathology, tenure and behavioural change
Advice and the process of delivering green deal advice
The principals of the Green Deal Advice Report
Software introduction and software training
The Golden Rule calculations
plus much, much more..."
.........Wow a 2 - 5 day course eh? Experts eh? Their training methods must be revolutionary. All that complicated information condensed into less than a week. Let's not take into account introductions, coffee breaks, lunch breaks, silly questions by jobsworth fools etc. etc.
A flagship project - Lololol as they young textspeakers might say.
Anyone foolish enough to take part in this scheme are financially naive. Also bear in mind the damage that cavity wall insulation can do. Also remember that it takes, on average, nearly fifty years to recover costs from installing double glazing. Using this scheme you can double that figure.
howard mcsweeney1- Location: Dover
- Registered: 12 Mar 2008
- Posts: 62,352
you must have done such a course philip a real eye opener they are too. hi i'm howard followed by looks from the rest that say something along the lines of "so what".
the course imbecile will then interrupt the tutor throughout the rest of the course with tales of his/her personal life, i use the word "life" in the loosest sense and eventually the whole sorry proceedings are brought to a halt by a piece of paper being passed around which asks how we want our names spelt on the "certificate of competence".
Guest 725- Registered: 7 Oct 2011
- Posts: 1,418
Indeed Howard , I've been on a few of these types of courses which invariably lasted a day or less and they are the most banal, uninformative drivel one would wish to witness.
The first half hour is taken up with introductions, warnings that the meeting is non-sexist, racist, diverse in every way, shape or form and then another half hour discussing what will be covered. Just when it's getting, erm interesting, it's time for coffee break (fag break in my case).
I always spent most of the time with the recurring thought - "How much are these people earning from this nonsense?".
Back to the topic in hand, the green deal will fail as miserably as Brown's ludicrous scheme to pour millions in to helping people get a foot on the housing ladder. It might even supersede the groundnut scheme all those years ago.
It will die slowly and painfully with a whimper until in a years time You and yours will feature an item with Winifred asking the stressed middle "Whatever happened to the green deal".
Hopefully HS2 will follow the same fate but that's a different story.