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    Reg how little you really know.

    I have many pensioners paying me a fee for such advice all the time. As I pointed out, something you ignored, they would have to have taxable income of more than £10,500 to have to pay tax and do not pay NI, so your whole argument in the original post is blown out of the water. If people are paying too much tax then put it down to the complex tax system that you support and it is that complex tax system that helps creates work for me. By the way, I am the one who wants a simpler tax system despite the fact that the current system helps generates some revenue for my business. Incidentally - in case someone misunderstands, my main line of business is investment for which a thorough knowledge of tax is important, I am not an accountant.

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